Landlords Insurance

Without Landlords Insurance to protect your property when renting out to tenants, you could be financially ruined if a loss occurred or constrained by having to set aside money to fund your own repairs or replacement.

Our Landlords Insurance product is underwritten by a panel of leading insurers and provides you with peace of mind by protecting your property and contents from damage or loss whilst also protecting your legal liabilities as a property owner.

Landlords Insurance provides peace of mind for you by:

  • Protecting both the structure of your property and contents if letting on a furnished or unfurnished basis
  • Protecting your legal liabilities as the property owner

What’s not covered

As with all insurance policies there are certain circumstances when you will not be able to make a claim, known as exclusions. Some examples include

  • Any loss or damage caused by wet rot or dry rot
  • General wear and tear
  • Storm or flood damage to fences, hedges and gates under Buildings Insurance
  • Property that is unoccupied for between 45 and 90 days will be subject to a £500 excess.
  • Loss or damage by theft or malicious damage is excluded unless force and violence is used to get into or out of your home
  • Loss or damage caused by Terrorism.

For more detailed product information and cover levels, please refer to the associated key features document.